Rupees! Not only in the Legend of Zelda!

                Today in Human Geography we continued our microloans unit with some microclasswork. I was to put my findings into this blog, so here goes. The first question presented was to find information about microloans related to the Nobel Prize. In October 2016 Muhammad Yunus won the Nobel Prize for microfinancing and microcredit. Microcredit is another name for microloans. The second question was: how is Kiva rated as an institute? All charities are rated based off an efficiency percentage which is how much money doesn’t go to the charity itself for funding it’s infrastructure. Kiva’s rating overall was 96.69%, in financial it was 97.59%, and in transparency and accountability it was 96.00%. These scores are all out of one hundred which means Kiva is a very efficient charity. The next question was: Who are America’s top philanthropists and to whom do they give? I’m just going to list the top five and give a brief description on who they donate to. Warren Buffett- 2.84 billion to Bill Gates’ foundation and his children’s charities. Bill and Melinda Gates- 1.4 billion to his own charity foundation, which gives to global polio eradication and multiple other causes. George Soros- 654 million to mostly social rights and some medical causes. Stefan Edlis and Gael Neeson- 513 million to Art institutes (he’s an art collector). Michael Bloomberg- 510 million to global environment protection, road safety programs, and data usage minimalization. The last question was: to whom do you want to make a Kiva loan, and why? I would loan to Afzala in Pakistan. She is trying to build a school to better educate those who live there so they can get better jobs. She also says illiteracy is a problem where she lives. I would donate to Afzala because the more smart children you have, the more smart adults you’ll have later. This will lead to a better country in the future and help stabilize the Middle East, making the world a better place.